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Short Term Insurance

Short term medical plan can be a perfect fit, if:

  • you are in between employer sponsored coverage,

  • need a little time determining which plan to choose with ObamaCare because of a loss in group coverage,

These plans do not meet ACA requirements, are underwritten, not guaranteed renewable, and may result in a tax penalty.

They are designed for one purpose, to provide temporary health care insurance during unexpected coverage gaps.


Flexible and Fast

  • Start your coverage fast, as soon as the next day in many cases,

  • Drop your coverage without penalty,

  • Choose from a range of available deductible amounts,

  • Coverage is available up to 6 months,

  • Apply for another term of coverage if needed.

With your Short Term Medical insurance you can get the security of that coverage fast, right when you need it.

I want to search on my own

When is it useful to have short term health insurance:

  • Rolling off parent’s insurance

  • In-between jobs

  • Without health insurance, have missed Open Enrollment and do not have a qualifying event for Special Enrollment

  • Waiting for your Affordable Care Act (ACA) coverage to begin

  • A college student or just out of school

  • Waiting for benefits to begin at a new job

  • Waiting for Medicare

  • Needing a temporary alternative to COBRA insurance

  • Losing coverage following a divorce

  • Under 65 and in good health