Privacy policy 

Protecting your private information is out priority. This Statement of Privacy applies to www.horvathandpartners.com and Horvath & Partners and governs date collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Horvath & Partners include www.horvathandpartners.com. The Horvath & Partners website is an Insurance new and information site. By using the Horvath & Partners website, you consent to the data practices described in this statement.


Collection of your Personal Information

In order to better provide you with products and services offered on our Site, Horvath & Partners may collect personally identifiable information, such as your:

  • First and Last Name

  • E-mail Address

  • Phone Number

    Horvath & Partners may also collect anonymous demographic information, which is not unique to you, such as your:

  • Age

  • Gender

    Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Horvath & Partners‘s public message boards, this information may be collected and used by others.

    We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products and have requested from us. We also may gather additional personal or non-personal information in the future.

    Use of your Personal Information

    Horvath & Partners collects and uses your personal information to operate its website(s) and deliver the services you have requested.

    Horvath & Partners may also use your personally identifiable information to inform you of other products or services available from Horvath & Partners and its affiliates. 

Sharing Information with Third Parties

Horvath & Partners does not sell, rent or lease its customer’s lists to third parties.

Horvath & Partners may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. Horvath & Partners may share data with trusted partners, to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Horvath & Partners, and they are required to maintain the confidentiality of your information.

Horvath & Partners may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served in Horvath & Partners or the site; (b) protect and defend the rights or property of Horvath & Partners; and/or (c) act under exigent circumstances to protect the personal safety of users of Horvath & Partners, or the public.


Tracking User Behavior

Horvath & Partners may keep track of the websites and pages our users visit within Horvath & Partners, in order to determine what Horvath & Partners services are the most popular. This data is used to deliver customized content and advertising within Horvath & Partners to customers whose behavior indicates that they are interested in a particular subject area.

Horvath & Partners uses Zoho PageSense to analyze the user behavior on the website. This information is used to maximize the website connect and help to find the right information easier.


Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Horvath & Partners. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is sued for the operation for the service, to maintain quality of the service, and to provide general statistics regarding use of the Horvath & Partners website.


Links

This website links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sties. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information. 

Security of your Personal Information

- SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us though this Site cannot be guaranteed.


Children Under Thirteen

Horvath & Partners does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.


E-mail Communications

From time to time, Horvath & Partners may contact you via email for the purpose of providing announcements, promotional offers, alert, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Horvath & Partners or click on a link therein.

If you would like to stop receiving marketing or promotional communications via email from Horvath & Partners, you may opt out of such communications by clicking the UNSUBSCRIBE button.


Changes to this Statement

Horvath & Partners reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgement of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.


Contact Information

Horvath & Partners welcomes your questions or comments regarding this Statement of Privacy. If you believe that Horvath & Partners has not adhered to this Statement, please contact Horvath & Partners at:

Horvath & Partners

E-mail Address – peter@horvathandpartners.com 
Telephone number – 678.460.6681
Fax number – 678.940.4164

Effective as of February 03, 2019